The HSBC Revolution credit card is a mile favorite in Singapore. Its latest 2026 promotion makes it even better. Running until March 31, 2026, cardholders earn 4 miles per dollar (mpd) on selected online travel bookings and contactless (PayWave) transactions, which is an increase from the usual lower rates. There is no minimum spend required, but a S$1,500 monthly limit per category allows you to earn up to 6,000 miles each month. That’s S$9,000 over six months for a total of 36,000 miles, which is enough for a business class ticket to Japan.
Eligible Travel Categories
Travel includes MCCs such as airlines, hotels, cruises, and rentals. You can book flights or stay to earn miles quickly. Contactless includes tap-and-pay at supermarkets, food and beverage outlets (excluding hotel dining), taxis, membership clubs, and department stores. Online purchases qualify if they are travel-related or contactless-enabled. For spending over S$1,500, you earn a base rate of 1 mile per dollar. It’s easy: Just swipe or tap your physical or virtual card.
Contactless Spending Wins
Contactless receives the same 4mpd boost on approved MCCs. This includes department stores (5311), electronics (5732), dining (5812, excluding fast food 5814), and other categories like pharmacies or florists. Grocery stores do not get this benefit. Use your tap wisely at retail or rides to earn easy miles.
Why Join Now?
This extension from February offers better terms than the usual 1mpd found elsewhere. It allows free and instant points transfers, unlike rivals that charge fees and cause delays. While it may not appeal to KrisFlyer fans, it’s great for other programs. You should apply if you travel or use contactless payments frequently. The absence of an annual fee makes it even more attractive.
FAQs
1. When does the HSBC Revolution 4mpd promo end?
Till March 31, 2026, on travel and contactless up to S$1,500/month.
2. What spending qualifies for 4mpd?
Online travel (specific MCCs: airlines, hotels) and contactless at retail/dining (excl. fast food, groceries).
3. Is there a minimum spend?
No, but capped at S$1,500 per category monthly for 6,000 miles max.
