Currency Exchange Today in Singapore: INR, USD, CAD, AED, GBP, AUD

Step into a money changer in Singapore and the scene feels familiar. Screens flicker with numbers that change by the minute. Machines hum as they count crisp stacks of notes, while customers wait in line, receipts folded in their hands. 

The air smells faintly of paper and ink, and the buzz of languages—Tamil, Malay, Mandarin, English—fills the narrow halls. 

Currency exchange today in Singapore shapes how far the Singapore dollar stretches against the Indian Rupee, US Dollar, Canadian Dollar, UAE Dirham, British Pound, and Australian Dollar. The rates look like numbers, but in truth, they carry weight in daily life, especially when considering movements on 12 September 2025 in Singapore.

Current Rates at a Glance

The boards across the city paint a clear picture of today’s situation. Tourists headed for London or Melbourne, workers wiring money to Kerala, and traders moving goods from Toronto all watch closely. Small changes decide if a family saves a little more or spends extra.

• Indian Rupee (INR): Around ₹68.80 for 1 SGD. A rate that comforts families in India waiting for remittances.
• US Dollar (USD): Near US$0.78 for 1 SGD. A steady level shaped by cautious global markets.
• Canadian Dollar (CAD): About C$1.07 for 1 SGD. Lower oil prices make this number slightly softer.
• UAE Dirham (AED): Roughly AED 2.86 per 1 SGD. A critical figure for Gulf workers supporting households abroad.
• British Pound (GBP): Standing at £0.575 for 1 SGD. A reflection of stubborn inflation in the UK.
• Australian Dollar (AUD): Around A$1.21 for 1 SGD. Still tied to demand for iron ore and coal in Asia.

What’s Driving the Rates?

Currencies don’t shift without reason. Each one reacts to different forces—policies, trade flows, or even headlines from another part of the world. In Singapore, those movements appear instantly on neon boards across the city.

US Dollar

The dollar still commands respect. Strong job numbers in the United States and steady signals from the Federal Reserve keep it in place. Even when global markets wobble, funds flow back to it.

Indian Rupee

India’s currency lives under pressure from inflation, high oil bills, and Reserve Bank interventions. A weaker Rupee brings better conversion for Singapore workers sending money home, though Indian importers feel the pinch.

British Pound

The Pound reacts to political changes and inflation stories in London. Interest rate adjustments keep it afloat, but confidence remains fragile. Every announcement nudges it one way or the other.

Australian Dollar

The Aussie dollar is chained to resources. If China cuts back on coal and iron ore, it drops. If factories roar back to life, it rises. Singapore traders watch these shifts daily.

Canadian Dollar

Oil moves Canada’s dollar like few other factors. Prices dipped, and with them, the currency softened. For Singapore importers dealing with Canadian goods, this translates into slightly cheaper invoices.

UAE Dirham

The Dirham is pegged to the US dollar, which makes it predictable. Families in Dubai or Abu Dhabi relying on remittances know what to expect, a stability rare in other markets.

Travellers and Tourists

Tourists in Singapore eye the counters carefully before flying. A weaker Pound might mean a nicer meal in London. A firm Rupee could stretch further for a family trip to Kerala. At Changi Airport, people frown when the rate changes overnight, knowing their hotel budgets just shifted. 

Even the price of coffee or a train ticket abroad feels different once the bills are swapped. It’s not theory—it’s lived experience for anyone holding a boarding pass.

Remittance Senders

For thousands of workers in construction, domestic service, and retail, today’s numbers decide how much their families get.

A Singapore dollar that fetches more rupees or pesos means groceries stocked for the month or school fees paid without delay. On payday evenings, long queues gather in Serangoon, Geylang, and Little India.

 Each person compares slips, hoping for a better return. A few cents more on the board might not sound much, but stretched across a month’s salary, it’s the difference between covering a bill or postponing it.

Retail vs Mid-Market Rates: What You Actually Get

Online charts show interbank levels, the price big banks trade with each other. What an ordinary customer gets at the counter is always less. The gap is where the providers earn.

Bank Counters

Banks give assurance and receipts but charge with wider spreads. The convenience matters, especially for businesses moving larger sums, though the return feels smaller.

Money Changers

Independent shops across Chinatown and Little India thrive on competition. They pull crowds with tighter rates. For someone exchanging cash for travel, waiting in line pays off when the slip shows a better figure.

Online Platforms

Digital remittance apps set their fees upfront, sticking close to market averages. For younger workers and small traders, the ease of sending money on a phone outweighs the ritual of queueing.

What to Watch Going Forward?

The path ahead depends on global calls. The US Federal Reserve’s next move will ripple into both the dollar and the Dirham. 

India’s inflation reports will decide how the Rupee stands in the coming weeks. Oil will continue to sway the Canadian dollar, while Chinese industry keeps its hold on the Aussie. The Pound will remain under the weight of political decisions in London.

In Singapore, these shifts turn into lived realities. Families in Kerala count every rupee received. Tourists in Melbourne stretch every Australian dollar.

Importers in the city calculate margins with each Canadian invoice. For now, the Singapore dollar sits steady, but tomorrow’s update on the glowing screens may tell a different story. And once again, people will line up in narrow shops, receipts folded, waiting to see what their dollar brings.

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